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From Frugal to Free

Frugal adventures on the road to financial freedom.
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How To Find Cheap Flights

Posted on July 24, 2021July 24, 2021by Shay Huntley
Find Cheap Flights

Its summertime and travel is hot. After last year’s stay in place orders locked everyone inside their homes, people have been itching to get back out and see the world. While some destinations have fair rates, many travel destinations, plane tickets, and hotel rooms have skyrocketed out of control. If you are like me, you […]

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  • Better Life

Dealing With Homeowners Insurance After a Pipe Bursts

Posted on July 20, 2021by Kathryn Vercillo
Dealing With Homeowners Insurance After a Pipe Bursts

A pipe burst at my parents’ house last week. It erupted in the middle of the night. Therefore, by the time that they noticed it, several rooms were steeped in water. They needed to immediately remove some of their belongings and begin to pull up the carpet. However, they also needed to deal with their […]

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Odd but Valuable Collectibles You Owned

Posted on July 17, 2021by Shay Huntley
Odd but Valuable Collectibles

Many of us have collected odds and ends. When I worked at an aquarium, you would find people collecting thimbles and souvenir pens. As a kid, beanie babies and barbie dolls were hot collectors’ items. While those were the trends, there are many more valuable items out there. I bet if you took a look […]

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  • Better Life

How Many Dimes Can Fit in a Standard-Sized Mason Jar

Posted on July 13, 2021by Kathryn Vercillo
Dimes in a Standard-Sized Mason Jar

There are many different ways to store your extra coins. I put mine in little sundae cups. Then, when the cups are filled, I roll them into wrappers and take them to the bank. Similarly, many people fill mason jars with coins. If you want to know how much extra money you have, then it […]

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How To Protect Your Financial Information

Posted on July 10, 2021by Shay Huntley
Protect Your Financial Information

Many of us are improving our credit scores and finances. Some of us are playing the credit card game and others are making investments. In all of these situations, you will more than likely have to share personal information with financial institutions. While it’s invasive at times, it pertains to helping your financial position. A […]

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  • Better Life
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    • Personal Finance

How I Wasted $20 on Stitch Fix

Posted on July 6, 2021June 25, 2021by Kathryn Vercillo
online clothes shopping

It’s important to own your money mistakes. That’s why I wanted to tell you about how I wasted $20 on Stitch Fix. Sure, $20 isn’t a huge sum of money. Nevertheless, those dollars add up. So, this experience was a reminder to me to be careful about my spending choices. What Is Stitch Fix? If […]

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Instances When Frugality Backfires

Posted on July 2, 2021by Shay Huntley
Instances When Frugality Backfires

I pride myself on being frugal. It helps keep my bills low and my pockets full. I am always giving tips to my peers on how they can lead a more frugal life as well. Now when I say frugal, I do not mean cheap. I also do not mean living well below my means […]

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  • Frugal Tips

Membership Stores That Offer One Time Pass

Posted on June 29, 2021July 2, 2021by Kathryn Vercillo
Membership Stores That Offer One Time Pass

There are a lot of great membership stores that you might be interested in using to get great deals. However, you don’t want to sign up for a full membership before you know whether or not it’ll be worth it. So, it’s smart to look for membership stores that offer one time pass. That way […]

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Summer Garden Activities for The Family

Posted on June 25, 2021December 20, 2022by Shay Huntley
Summer Garden Activities

Nothing brings families together like the great outdoors. While some people may like hiking and swimming, others may love doing activities right outside their door. One of my favorite spring-summer activities is tending to my garden. Not only does it bring the family together, but it is also cost-effective and can provide a whole lot […]

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  • Personal Finance

Pros and Cons of Using Affirm for Retail Financing

Posted on June 22, 2021by Kathryn Vercillo
Pros and Cons of Using Affirm for Retail Financing

I recently used Affirm to pay for a ThredUP purchase. Honestly, I’d kind of forgotten about this financing option. I had used it awhile back then didn’t have a reason to before now. Thinking it over, I see some pros and cons to Affirm for retail financing. However, overall, I’m happy with it. What is […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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