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From Frugal to Free

Frugal adventures on the road to financial freedom.
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5 Things Always Worth The Cost to Me (And 5 Things That Aren’t)

Posted on October 28, 2021by Kathryn Vercillo
5 Things Always Worth The Cost to Me (And 5 Things That Aren't)

As adults with finite resources, we have to make decisions about how we want to spend our money. After all, we only have a certain amount in the budget. Therefore, we have to decide how to spend it. Here are five things that I always think are worth my money. Moreover, here are another five […]

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  • Investing

How to Send Money Through Bitcoin ATM

Posted on October 25, 2021by Susan Paige

Bitcoin has been taking the world by storm, and for good reason. Digital cryptocurrency is much more secure than working with a traditional bank. Like any financial institution, if you owe one of your friends’ money, you can send it to them through a bitcoin ATM as long as you both have an active account […]

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  • Uncategorized

Techniques To Extend the Life of a Soap Bar

Posted on October 23, 2021October 23, 2021by Shay Huntley
Extend the Life of a Soap Bar

About a month ago, my coworkers and I had a conversation about soap. A question was posed asking how long did a single bar of soap last at home. Most of my coworkers agreed that one week max was about what they got out of theirs. This struck me as odd because mine lasts longer. […]

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  • Uncategorized

Frugal Traveling Tips – How to Travel Around the World with Limited Money?

Posted on October 22, 2021August 19, 2022by Susan Paige

  You can travel the world even if you are not rich. The mantra for it is the prioritization of essential things and to economize on the rest of the non-essential stuff in traveling.

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  • Frugal Tips

How To Save Money on Razor Blades

Posted on October 20, 2021by Kathryn Vercillo
save money on razor blades

I used to spend a lot of money on shaving supplies. After all, it took me a long time to find razors that worked well with my skin. Therefore, I stuck to those razors for a long time. However, I didn’t want to spend a fortune on shaving forever. It’s just not the most important […]

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  • Frugal Tips

Ways To Save Money On Your Taxes

Posted on October 16, 2021by Shay Huntley
Save money on your taxes

Tax season is officially over. If you are unfortunate like me, you have to pay taxes to the IRS each year. No matter if it’s a couple hundred or a couple of thousand, it always hurts. While taxes go to programming and infrastructure, it feels better in our pockets. Most of us would love to […]

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  • Frugal Tips

Frugal Ways To Frame A Mirror

Posted on October 8, 2021October 9, 2021by Shay Huntley
Frugal Ways To Frame A Mirror

Home projects can be daunting and costly. I know this year I have run through thousands fixing up my home. From replacing carpets, installing wallpaper, and finishing the basement, it’s been crazy. As a budget-conscious person, Im always looking for the best cost-effective measures that get my style on a budget. While I have done […]

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  • Frugal Tips

Can Eating the Same Meal Every Day Make You Rich?

Posted on October 6, 2021by Kathryn Vercillo
Eating the same meal every day

What would you say if someone tod you that they were eating the same meal every day? If you’re anything like me, then you would ask why. I’d probably assume it had to do with dietary restrictions. However, it turns out that’s not the only benefit or reason. Rocco Pendola of Making of a Millionaire started […]

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  • Frugal Tips

Are Travel Rewards Worth It?

Posted on October 1, 2021October 2, 2021by Shay Huntley

Do you like to travel? Wish you could do more of it? While travel can sometimes be daunting and expensive, it doesn’t have to be. Don’t worry about the perfect itinerary or how you’re going to pay for those travel accommodations, food, and entertainment. Instead, be proactive by racking up travel rewards so you can […]

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  • Personal Finance

How To Earn by Paying Attention

Posted on September 28, 2021September 30, 2021by Kathryn Vercillo
Earn by Paying Attention

What did you think of when you first saw the headline of this post? What could it possible mean to earn by paying attention? While there are a lot of answers, I doubt that what it’s really about came to mind. Why? Because it’s so new and innovative and forward-thinking that I certainly wouldn’t have […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.
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